Choose from different products designed to help you plan for the medium and long term
You just have to define your goal and we give you the tools to achieve it step by step.
Featured products
Build your wealth at your own pace with flexible contributions and terms suited for medium and long term goals (retirement, housing, education, etc.).
The periodic savings products consist of a minimum initial investment and a monthly payment that you can set at the time of contracting, thus establishing and ensuring a realistic objective within the established timeframe.
Product subject to terms and conditions
4%
Annual Equivalent Rate
Product STAR
Term: 5 / 10 / 15 / 20 / 25 / 30 years
STAR is a recurring savings product with the structure and underlying asset of a Smart product.
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The product duration ranges from 5 to 30 years, with regular contributions helping you reach your savings goal, along with a 4% Annual equivalent rate.
Select your term between 5, 10, 15, 20, 25 or 30 years, define an initial contribution from €2,000 and set your goal with the Star product.
Star Green
Term: 5 / 10 / 15 / 20 / 25 / 30 years
3.5%
Annual Equivalent Rate
Star Green is a periodic savings product as an alternative for customers interested in investing in real estate, which meets the highest ESG criteria.
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With Star Green, you will be making a sustainable investment in direct rights to real estate.
A savings option with a positive impact. Start Green invests with ESG (environmental, social and governance) criteria and has sustainable real estate assets as its underlying. Perfect if you are looking to contribute to a greener future while building your own.
The product duration ranges from 5 to 30 years, with regular contributions helping you reach your savings goal, along with a 4% Annual equivalent rate.
Select your term between 5, 10, 15, 20, 25 or 30 years, define an initial contribution from €2,000 and set your goal with the Star product.
Who are periodic savings products for?
Buying a Home
Start saving today to unlock the door to your future home.
Retirement Planning
Build a secure and peaceful future starting now.
Children’s Education
Give your children the opportunity they deserve with consistent saving.
New Car
Small savings can drive you closer to your next car.
You can make new contributions or withdraw funds whenever you need to. In addition, this will allow you to invest in Smart term products, reaching up to 6% Annual equivalent rate.
How is your money protected?
Collateral-backed loans
All Smart products are collateralised (asset/property).
High regulatory standards
Your funds are deposited with a regulated electronic money institution (EDE).
Projected fixed returns
Stable returns are offered through the purchase of previously granted credit rights.